Take Home Salary Calculator
📦 Take Home Salary Calculator Source Code $4.99
Get the complete, ready‑to‑deploy HTML file with all styling and logic. This is the exact code powering the demo above — no dependencies, works offline, and 100% client‑side. Supports old vs new tax regime comparison, EPF, professional tax, and detailed salary breakdown. Updated for FY 2026-27 with the latest tax slabs and standard deduction rates. Perfect for HR, payroll, and personal financial planning. One‑time purchase, lifetime access.
What Is a Take Home Salary Calculator?
A take‑home salary calculator computes the actual in‑hand pay after all statutory deductions like income tax, EPF, and professional tax. This tool handles the complexity of India's income tax system — supporting both the new and old tax regimes for FY 2026-27, factoring in the ₹75,000 standard deduction under the new regime, ₹50,000 under the old regime, Section 80C and 80D deductions, and the EPF wage ceiling of ₹15,000/month. It also includes a comparison mode to help you decide which tax regime is more beneficial for your salary structure.
How to Use
- Enter your Annual CTC — the total cost to company.
- Set your salary structure — basic percentage, HRA percentage, and special allowance.
- Choose a tax regime — New Regime, Old Regime, or Compare Both.
- Enter optional deductions — for the old regime, add Section 80C and 80D amounts.
- Adjust professional tax and EPF wage ceiling as needed (defaults are standard).
- Click "Calculate" — view your monthly and annual take‑home, total tax, deductions, and a detailed breakdown.
Frequently Asked Questions
What is the difference between the new and old tax regimes?
The new regime offers lower tax rates but allows fewer deductions (only the ₹75,000 standard deduction). The old regime has higher rates but lets you claim deductions under Section 80C (up to ₹1.5L), 80D (health insurance), and others. The tool helps you compare both side‑by‑side.
Does this tool work offline?
Yes. Once the page loads, all calculations happen locally in your browser. No network requests are made.
What is the EPF wage ceiling and how does it work?
The EPF wage ceiling is ₹15,000/month as per the EPF Scheme 2026[reference:0]. Both employer and employee contribute 12% of the basic salary, capped at ₹1,800/month each (12% of ₹15,000)[reference:1]. The tool uses this ceiling to calculate EPF deductions accurately.
Disclaimer: This tool performs all operations locally in your browser. No data is stored, transmitted, or logged. Results are for informational purposes only and do not constitute financial advice. Always consult a qualified tax professional for accurate tax calculations.